World 2-2
A few years ago, my apartment started to flood. Erica and I called maintenance, he came by, mumbled something, and the problem went away.
About a year ago, Justin's apartment flooded. He had to move everything out of his pad and have new carpeting installed.
Last night, Steve's apartment flooded. Sprinklers went off and he pretty much got everything he owned thoroughly doused from the top to the bottom. You know it's bad when the guy with the wet-dry vac stops sucking up water from your apartment floor because the apartments beneath you need attention, too.
So we trundled over at 11:09 PM to help him move the most valuable stuff into the hallway and braved what was probably 80 degree heat and about 100% humidity in order to save his belongings and furniture (which I attest is all either based on cruel practical jokes or some sort of engineer's dare).
He found an empty apartment to store his dryer things in overnight, set the ceiling fans going, and set to work dry vac-ing. Did I mention that Steve's apartment doesn't have working windows?
I went home and went to bed. He came by to crash on our couch a few hours because it was nearby and (relatively) dry. Earlier that day, I was poo-pooing renter's insurance as being "too much like gambling" and "not worth the $40 to $100 a year".
Now I'm having second thoughts.
1 comment:
Really, renter's insurance is so cheap that it's totally worth getting. Of course we have to have it because of the dog, but it'll cover you for just about anything that happens to your apartment. Flood damage really is the big one, but it'll also cover fire and theft, and most agencies will let you make monthly payments if that's easier. So for $10 a month, you really can't go wrong.
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